Press Enter / Return to begin your search.

Don’t Make New Year’s Resolutions- Do This Instead

Since it’s January, many people are thinking about New Year’s Resolutions. However, most people give those up by January 12. So, rather than having New Year’s Resolutions- do this instead…

Step 1: Ask Yourself These Questions Instead of Making New Year’s Resolutions

  • What do I need to change in my life?
  • Where have I been successful so far?
  • What are my failures?
  • How do I define success?
  • What have I yet to accomplish?
  • What motivates me?
  • What are my fears?
  • What is my current state?
  • What is the future state- where do I want to go?
  • What’s the gap? What’s missing? What actions will take me there?
  • What habits does the future me have that the current me does not have?

Taking some time out of your life to be still and reflect on these questions will help you understand what you want. Once you know what you want, the last few questions will help you figure out how to bridge the gap between getting where you are now to where you want to be.

Step 2: Change Your Habits Instead of Making New Year’s Resolutions

Once you’ve asked yourself these questions it’s time to work on changing your habits. I really like this article on habits.

Basically, here are the steps for creating a new habit:

  1. Figure out a small, specific action that you want to become a habit
  2. Make the action from step one super easy to do
  3. Add in visual cues and reminders

For example, if you want to eat better, define what that means specifically. For example, it could mean, “I will have meatless Mondays every week of the year.”

Next, make that step easy by planning out what you’ll have each Monday and buying the ingredients.

Finally, you can add cues and reminders by putting it on your calendar, writing it on your fridge, etc. If you have the goal of creating a habit about saving more or paying off debt, check out some of these downloadable visual cues that can help you with these habits.

Step 3: Roll with the Punches When New Year’s Resolutions Don’t Last

Stuff happens. For example, I was doing really well with a workout routine before I became pregnant. Then, the first-trimester fatigue set in and I decided to prioritize sleep over waking up early to work out.

Life is always a moving target, and stuff happens, so don’t be too hard on yourself. If something doesn’t work when something changes in your life, just make more changes. You can go back to step one, ask yourself the questions listed, and start the process over based on your new reality.

Other posts you might like:

If you’re thinking about things you want to change in your life, here are some posts that might help you make those changes:

7 Simple Budgeting Steps

How to Coupon: The Complete Beginner’s Guide

How to Look Expensive on a Budget

Side Hustle Ideas: Over 200 Ways to Make Money on the Side

Guest Post: Easy Ways to Get Started with Investing

Also, if you’re interested in tools to help with budgeting, check out the worksheets I have in my Etsy shop.

Share:

Facebook
Twitter
Pinterest
LinkedIn

IN THIS ARTICLE

Related Posts

Person counting a stack of U.S. cash, illustrating how to build wealth through saving money, investing consistently, managing finances wisely, and creating long-term financial security.

Most People Never Build Wealth: Here’s Exactly Why

If you look around, it can feel like everyone is rich these days. People are driving expensive cars, going on luxury vacations, buying giant homes, and posting perfectly curated lives online. But behind the scenes? A shocking number of people are financially stressed, living paycheck to paycheck, drowning in debt, and nowhere near actual wealth. The truth is this: Most people never build wealth because they consistently make small decisions that quietly keep them broke for decades. And the hard part is that many of these habits feel normal because almost everyone around them is doing the exact same thing.

Read More
Hands counting U.S. cash on a marble surface, representing smart money moves, budgeting, saving, and building wealth.

Here Are 6 Money Moves You Need to Get Right to Build Wealth

Nobody teaches most of us how to build wealth. Seriously. We’re handed student loans before we understand compound interest. Teachers tell us to “work hard,” but not necessarily how to make our money work harder than we do. We’re sold lifestyles, subscriptions, car payments, and debt… then wonder why so many smart people still feel financially behind. I know because I’ve lived on both sides. I’ve made good money.I’ve made bad money decisions.And I’ve learned that wealth usually isn’t about one giant breakthrough. It’s about consistently getting a handful of critical money moves right. If you want to build financial

Read More
Graduation cap resting on U.S. dollar bills representing how to pay for college through savings, scholarships, investing, and financial planning

How to Pay for College: Smart Money Strategies for Parents

Here’s the truth most parents avoid until it’s way too late: College is insanely expensive. And not “wow, textbooks are pricey” expensive. I’m talking: Now multiply that by two or three kids. Yikes. The problem is most parents don’t start thinking seriously about college until high school… when the financial runway is already dangerously short. But here’s the good news: You do not need to be rich to prepare well. You just need to start early, think strategically, and understand the game better than the average family. As a self-made millionaire, money hacker, and someone deeply passionate about financial freedom,

Read More
Dripping outdoor faucet symbolizing money leaks and small expenses adding up over time.

10 ‘Invisible’ Money Leaks That Keep Middle-Class Families Stuck 

I didn’t grow up with a lot of money. And I sure as hell didn’t become a millionaire because I nailed every financial move from day one. I used to wonder why I was working so hard yet never actually getting ahead. I had the degree, the job, the side hustle… and still felt broke. Looking back, I wasn’t failing because I didn’t earn enough. I was failing because my money was leaking out of my life like someone had taken a power drill to my bank account. The wealthy talk a lot about compounding, investing, and strategy.What they don’t

Read More